In general, you
can make changes to your benefits coverage during annual open
enrollment. However, you can make changes during the year if
you have a qualified life event or change in status. Any changes
you make for yourself and your dependents must be consistent
with and on account of your change in status. For example,
you can enroll your newborn in medical coverage, but you cannot
drop coverage for your spouse or change medical options because
of the birth of your child.
Qualified life events and changes in status that permit coverage
changes are:
• Employee gains a tax dependent, i.e., through birth, legal adoption
or placement of a child for adoption
• Marriage
• Divorce, annulment or legal separation
• Unmarried dependent who reaches age 19 who is no longer a full-time
student
• Full-time unmarried student who reaches age 24
• Spouse gains or loses coverage due to gaining or losing employment/eligibility
with current employer
• Death of a spouse
• Death of a dependent child
• Spouse/dependent becomes Medicare/Medicaid eligible or ineligible
If any of these events happen, you must make your benefits
changes within 30 days of the actual event by
clicking on Enroll
in 2007 Benefits. You may also contact the SLPS Benefits
Call Center at 1-866-345-SLPS (7577), from 7:00 a.m. to 7:00
p.m. CST, Monday through Friday.
Otherwise you cannot make changes until the next benefits enrollment
period.
Most coverage changes due to a qualified life event or change
in status are effective on the event date, if submitted within
30 days of the event. Change of elections is provided under
the Premium Conversion Plan maintained by the Board of Education
and are governed by Internal Revenue Code Section 125. Furthermore,
the timing of changes is subject to the terms of the applicable
health, vision or dental plan.
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